Different types of insurance for small businesses

Business insurance is important for a small business, however with many different options available for different businesses needs, it can be a confusing topic.

Here are some of the insurance options to consider:

Public liability insurance

Probably the most important insurance as it is essential for businesses interacting with the general public and meeting clients face-to-face. If either of these parties injure themselves while you're working, this type of insurance will cover any claims and legal fees.

Employer's liability insurance

It's a legal requirement to have this type of insurance if you have any employees. This will help cover the costs of claims made by employees who have been injured or get ill while working for you.

Professional indemnity insurance

This type of insurance is for businesses providing knowledge, advice or skills as part of their work. It will help cover the costs of any claims or legal fees if a client experiences damaged reputation, loss of sales or similar cases.

Business interruption insurance

If you take out this policy, you'll be covered for any loss of sales during unforeseen circumstances such as floods and fires.

Each insurance policy will be different depending on who you go with, so don't be afraid to shop around - the extent and costs will also vary from company to company.

Recent Posts

See All

2018 Autumn Budget: Summary of events

​ Chancellor Phillip Hammond delivered the Autumn budget on October 29th. We have highlighted the key points that were made in his 72 minute speech focusing on financial and business topics that will

Need help? Speak to one of our experts on 0800 690 6355 or arrange a free consultation.

Help & Support
Opening Hours
Monday  9am - 5:00pm
Tuesday  9am - 5:00pm
Wednesday  9am - 5:00pm
Thursday  9am - 5:00pm
Friday 9am - 5:00pm
Saturday  CLOSED
Sunday  CLOSED
The Business Store Ltd 2021.
All rights reserved.
Registered office as above. Company no. 08563808.
  • White Facebook Icon
  • White Twitter Icon
  • White LinkedIn Icon
The biz store long logo.png